How do traditional financial giants view the development of the crypto industry in 2025?

Original article from DLNews

Compilado por Odaily Planet Daily Golem ( @web3_golem )

Wall Street is entering the cripto market, and over the past 12 months, traditional finance has entered the digital asset space in an unprecedented way.

In 2024, industry giants such as BlackRock and Franklin Templeton launched Bitcoin spot ETFs; fintech companies such as Robinhood and Stripe also announced plans to acquire cryptocurrency companies; in addition , emerging digital banks Revolut and bank-funded companies such as Zodia Custody also expanded their crypto product ranges.

16 years have passed since Satoshi Nakamoto launched Bitcoin as an alternative to the financial crisis in 2008, and cryptocurrencies have become part of the financial system. The trend of traditional finance, or TradFi, infiltrating the crypto space shows no sign of slowing down.

So what will happen in 2025? DLNews interviewed 7 traditional financial companies , including Robinhood, Revolut, Fidelidad and Standard Chartered Bank, and asked them about their views and expectations for the crypto market in 2025. Their answers covered AI, regulation, asset tokenization, etc. The full interview is as follows, compiled by Odaily Planet Daily.

Zodia Custody CEO: 2025 will be a new era for institutional and retail participation in crypto

Julian Sawyer, CEO of Zodia Custody, said 2025 will be a critical year: The positive outlook for digital assets, coupled with clearer regulatory policies around the world, may make 2025 the most critical year for growth.

Many are optimistic that the U.S. will prioritize codifying regulations to help it catch up with more mature markets in the crypto space and drive innovation. In particular, the new SEC chairman is expected to support the implementation of a digital asset regulatory framework and overturn the SAB 121 guidance, providing more confidence and clarity to investors.

In Europe, the full implementation of the long-awaited Mercados in Crypto-Assets Act (MiCA) will provide investors and industry participants with a clear operational roadmap, help integrate previously disparate regulatory approaches, and make Europe’s position on crypto regulation more solid.

Beyond regulation, the tokenization of real-world assets is perhaps one of the most important innovations to truly unlock the potential of digital assets as businesses and institutions seek more efficient ways to digitize and trade physical assets.

These trends indicate that the industry is maturing and expanding the utility of blockchain and the potential of cryptocurrencies. As trust grows, 2025 could be the year of a new era of institutional and retail participation, further solidifying digital assets as an important part of the global financial system.

Revolut Crypto Product Director: The launch of MiCA will improve European crypto regulation

Leonid Bashlykov, head of crypto products at Revolut, said the cryptocurrency industry will be in good shape in 2025, especially after the all-time highs we have witnessed recently.

The shift in the political situation in the United States could open up a positive path for the future development of cryptocurrencies around the world. Regardless of the SEC’s stance, 2025 is destined to see important developments in crypto regulation due to the launch of MiCA, which will provide greater market operational clarity for the European Economic Area.

Meanwhile, in the UK, the Financial Conduct Authority (FCA) released a crypto roadmap that provides further clarity on crypto-specific legislation.

Robinhood Crypto General Manager: Pay close attention to the intersection of Crypto and AI

Johann Kerbrat, general manager of Robinhood Crypto, said that we pay close attention to the institutional space, and we have seen many major acquisitions in 2024, such as Stripes acquisition of Bridge. We have also observed that more and more people are interested in stablecoins and tokenization of real assets.

At the same time, more and more people understand how to use crypto to provide a better customer experience. They are building more and more games and other products on the chain. Especially products driven by crypto, such as digital membership cards, may not put crypto in a prominent position, but they use crypto in the background to reduce fees and increase speed.

Another area we’re watching closely is the intersection of cryptocurrency and AI. There’s a lot of discussion about fair compensation for creators’ materials used in AI training, and the use of crypto could play a big role in that.

Fidelity Digital Assets Research Analyst: Stablecoin Products May Continue to Surge

Martha Reyes, research analyst at Fidelity Digital Assets, said: Stablecoins have flourished due to their use in digital asset trading, as a way to access the U.S. dollar, a relative store of value, and as a method of global payment. In 2024, the European Union’s stablecoin regulations came into effect in June, the first major jurisdiction to implement such regulations, and many are watching to see if other regions will follow suit.

Looking ahead, stablecoin products are likely to continue to proliferate and promote integration with traditional banking, as well as providing other cash-like instruments. Stablecoins can coexist or compete with tokenized deposits issued directly by banks and facilitate the trading of tokenized traditional securities, improving efficiency while maintaining the dollars status as the global reserve currency.

Franklin Templeton Digital Asset Management Research Analyst: DePIN demand increases, AI Agent becomes more common

David Alderman, a research analyst at Franklin Templeton Digital Asset Management, said that the crypto market in 2025 will see significant progress due to regulatory clarity, institutional adoption, and technological development. Global financial regulators are likely to take a more friendly attitude towards tokenization and cryptocurrencies.

We believe this will be led by US regulators such as the SEC, leading to more diverse cryptocurrency-related investment products such as ETFs or tokenized securities.

We will also see the intersection of major TradFi players and crypto infrastructure, such as crypto-native companies entering the securities business, or traditional financial companies launching crypto-related products. At the same time, the United States is expected to develop a stablecoin regulatory framework, which will open the door for major financial institutions to issue their own stablecoins.

Driven by increasing government and institutional support, Bitcoin will consolidate its position as a global financial asset. Some countries may include Bitcoin in their strategic reserves, further promoting the adoption of Bitcoin as a store of value and a global reserve asset.

As industries prioritize decentralized and efficient solutions for real-world applications such as logistics and IoT, the need for decentralized physical infrastructure networks (DePINs) is likely to increase. AI agents will become more prevalent in the cryptocurrency space, automating on-chain transactions, portfolio management, and at least partially merging social components such as social media with on-chain activities.

Overall, 2025 will mark the crypto industry’s transition from speculation to utility as the underlying technology of cryptocurrencies becomes an integral part of the global financial and operational systems. Stakeholders should focus on regulatory developments, institutional initiatives, and advances in the integration of AI and crypto to navigate this dynamic environment.

Standard Chartered Banks Global Head of Digital Asset Research: BTC and ETH prices will reach $200,000 and $10,000 respectively by the end of 2025

Geoff Kendrick, global head of digital asset research at Standard Chartered Bank, said that so far in 2024, institutions have bought a net of 693,000 Bitcoins through large purchases of U.S. spot ETFs and MicroStrategy. This is equivalent to 3.3% of the total amount of all possible bitcoins, pushing Bitcoin above $100,000, and it is expected that institutional capital inflows in 2025 will maintain or exceed the pace of 2024.

MicroStrategy is ahead of schedule on its three-year, $42 billion plan, so 2025 purchases could be as much as 2024 or more.

As for US ETFs, pension funds account for only 1% of the reported holdings of the nine new ETFs, according to SEC 13 F filings. We expect this number to increase in 2025 as regulatory reforms from the Trump administration are implemented, making it easier for traditional finance to participate in the digital asset market.

This would drive the price of Bitcoin to our end-2025 target of around $200,000. Our outlook would be even more bullish if Bitcoin were more actively adopted by U.S. pension funds, global sovereign wealth funds, or potentially the U.S. Strategic Reserve.

Ethereum has also been a major beneficiary of spot ETF inflows since the US election. Prior to this, the Ethereum spot ETF had a net loss of $500 million since its inception in July due to Grayscales capital outflows. After the election, net inflows reached $2 billion, which is roughly equivalent to Bitcoins inflows in terms of market capitalization share, at $9.5 billion.

Continued inflows in 2025 should help propel Ethereum to our projected target of around $10,000 by the end of 2025.

Altcoins will also rise in 2025, but may benefit in a more volatile manner. Looking at different end use cases, we expect gaming and asset tokenization to grow further; we see the potential for rapid growth in nascent subcategories such as DePin and consumer social.

Sygnum Investment Research Director: Crypto Market Will See Demand Shock in 2025

Katalin Tischhauser, head of investment research at Sygnum , dijo que as a large amount of new money flows into the cryptocurrency market in 2025, there may be repeated demand shocks.

We are only seeing the beginning of institutional inflows into ETFs and portfolio allocations into the crypto asset class. The risk of a potentially rapid decline in US regulation supports this trend, and the very real possibility of central bank Bitcoin reserves will accelerate demand growth far beyond what this market can sustain, leading to significant price increases.

Following significant investments in stablecoin and tokenization infrastructure by traditional financial institutions and decentralized platforms, we expect 2025 to see widespread adoption of stablecoins in payments and widespread use of tokenized assets in trading and investing.

While we expect regulatory changes to make it possible to issue more crypto ETFs, we do not see a lot of demand for more single-token ETFs. Anticipation for ETFs can drive prices of various tokens, but reality can be disappointing.

The altcoin season could end up replicating past cycles driven primarily by hype and sentiment rather than fundamentals, with meme coins leading the way this time around. However, if regulatory progress is rapid and token structures can actually absorb economic value, we could see a broad resurgence in altcoins driven by fundamentals.

This article is sourced from the internet: How do traditional financial giants view the development of the crypto industry in 2025?

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